Is A Captive Right For You?

There are many variables that help you assess if a captive is right for you or your client. Among the very first variables to assess is to determine your loss ratio and the ability to finance your share of the risk. To help you we created a simple model that when completed can provide you with some information about starting a captive of your own. For example, a low loss ratio is a very good performance metric and you may wish to consider retaining some of the risk (SIR) in a captive. If the model results in a net income, then we encourage you to look into a feasibility study for more detailed information. Completing our innovative Captive Candidate Calculator is easy and fast. Contact us for more information on your results.

Get an indication if a captive is right for your organization by completing this quick and easy Captive Candidate Financial Model.


Annual Premium

Estimated Losses

Loss Ratio*


Loss Ratio - ALL LINES

Workers'
Compensation

Annual Premium
$
.00
Estimated Losses
$
.00
Loss Ratio*
%

%

General
Liability

Annual Premium
$
.00
Estimated Losses
$
.00
Loss Ratio*
%

Automobile
Liability

Annual Premium
$
.00
Estimated Losses
$
.00
Loss Ratio*
%

TOTAL

Annual Premium
$
.00
Estimated Losses
$
.00
Loss Ratio*
%

Loss Ratio - ALL LINES

%

Incurred Losses Under Captive SIR

Workers'
Compensation

$
.00

General
Liability

$
.00

Automobile
Liability

$
.00

TOTAL

$
.00

Captive Results

Captive Operating Costs
$
.00
Contributed Capital
$
.00

Net Income
$
.00

Contact Us to Discuss Your Captive Candidacy

For additional information and to discuss whether a captive is right for you, simply contact us by emailing Chris Kramer at ckramer@cmcaptives.com.

NOTE: The use of the Captive Candidate model is for conceptual planning only. For actual results please consult an actuary for loss forecasting results.